An affordable
mortgage option

for a
new generation of
manufactured homes

Built to Blend

MH Advantage eligible homes have top-notch features typical of site-built, single-family homes, built to blend into any neighborhood across the country.

Perks of Homeownership

MH Advantage brings low down payment mortgage financing to eligible manufactured homes. Homebuyers will own both the home and land, making it possible to build equity over time.

Suit Your Style

Whether it's an open floorplan, a porch, or an attached garage, homebuyers can get the features they're looking for with a home loan they can afford.

What is MH Advantage?

MH Advantage is an affordable mortgage option for a new generation of modern manufactured homes with features typical of site-built single-family homes. MH Advantage offers an abundance of benefits to homebuyers, such as:

Down payment as low as 3%

Lower interest rates compared with other manufactured home financing

Traditional 30-year financing

Cancellable mortgage insurance once you reach 20% equity in your home, which means lower monthly payments down the road

MH Advantage qualifying features

Note:

The home is designed with one of the following pairs of features: Dormer(s) and Covered Porch; OR Dormer(s) and Attached Garage/Carport; OR Covered Porch and Attached Garage/Carport.

Covered Porches & Dormers

Garages & Carports

High-quality Exterior Siding

Driveways

Modern Cabinetry and Fixtures

Energy-Efficient Features

Obtaining an MH Advantage mortgage is as easy as 1-2-3.

Step 1

Visit a manufactured home retailer to customize your home. Use our checklist to discuss MH Advantage qualifying features.

Step 2

Work with a participating lender to see if you qualify for an MH Advantage mortgage.

Step 3

Have your new home installed on the land, then close your mortage loan.

Shop MH Advantage Eligible Homes

MH Advantage
Look for the MH Advantage tag to find homes that may be eligible for MH Advantage financing. Learn more
  • 3
  • 2
  • 1344 ft²
  • 26'8" x 48'0"

Prestige Series / 30603F The Clover

  • Manufactured
  • MH Advantage
Fleetwood Homes Nampa logo
  • 3
  • 2
  • 1770 ft²
  • 29'6" x 60'0"

Cedar Canyon / 2086 Privacy Porch

  • Manufactured
  • Modular
  • MH Advantage
KIT Custom Homebuilders logo
  • 3
  • 2
  • 2124 ft²
  • 29'6" x 72'0"

Pinehurst / 2502

  • Manufactured
  • Modular
  • MH Advantage
KIT Custom Homebuilders logo
  • 3
  • 2
  • 1280 ft²
  • 26'8" x 48'0"

Pinehurst / 2504

  • Manufactured
  • Modular
  • MH Advantage
KIT Custom Homebuilders logo
  • 3
  • 2
  • 1494 ft²
  • 26'8" x 56'0"

Broadmore Series / 24543B The Switchback

  • Manufactured
  • MH Advantage
Fleetwood Homes Nampa logo
  • 3
  • 2
  • 1260 ft²
  • 23'4" x 54'0"

Prestige Series / 28443E The Hayden

  • Manufactured
  • MH Advantage
Fleetwood Homes Nampa logo
  • 3
  • 2
  • 1173 ft²
  • 28'0" x 44'0"

Timberline Elite / TE28644A

  • Manufactured
  • MH Advantage
Destiny Homes logo
  • 4
  • 2
  • 1728 ft²
  • 28'0" x 64'0"

Edge II Sectional / 2852-901

  • Manufactured
  • Modular
  • MH Advantage
Dutch Housing logo
  • 3
  • 2
  • 1280 ft²
  • 26'8" x 48'0"

Prime Series / Vandaveer W64E

  • Manufactured
  • Modular
  • MH Advantage
Meridian Homes logo
  • 3
  • 2
  • 2220 ft²
  • 45'0" x 64'0"

Anniversary / The Rockhill

  • Manufactured
  • MH Advantage
Buccaneer Homes logo
  • 3
  • 2
  • 1680 ft²
  • 32'0" x 66'0"

Central Great Plains / CN961

  • Manufactured
  • Modular
  • MH Advantage
Champion Homes logo
  • 3
  • 2
  • 1798 ft²
  • 29'0" x 62'0"

*MH Advantage eligible homes are designed with one of the following pairs of features:
Dormer(s) and Covered Porch; OR Dormer(s) and Attached Garage/Carport; OR Covered Porch and Attached Garage/Carport.